If you plan on owning a home, sending your kids off to great colleges or just wanting to create wealth for the different chapters in your life (retirement for example) this blog should be read with great attention! This is step one for a new and brighter future.
The best way to build wealth (other than working or having a huge inheritance) is to invest money at every opportunity. If you’re new to the whole idea of investing and making your money work, things aren’t too clear for the rest of the world either, you have arrived at the right place! In this blog every day we will tackle investment basics, strategies and placement of money.
The percentages of Americans who invest in the stock market come from the Gallup polling organization. In the spring of 2012 they conducted a study and the number came back as 53%, lowest since the poll was conducted in June 2002. Not everyone is cut out for investing but that doesn’t mean you shouldn’t at least dip your nose in. If you are like every other human being then saving and making money are top priorities. Investing can be scary but with the proper research and resources anyone can make a profit! I will try and keep this guide for investing simple and straight forward. No matter income, wealth or debt, investing can improve financial freedom down the road for the latter years of life.
The very first step to investing is acknowledging that saving money and cutting back on expenses is essential. The mindset that the world’s best money managers have is that nothing happens overnight. No one should rush into investing!! In most cases investing is a 3-5 year process or longer depending on the financial goals that you set. Make sure the money being put away doesn’t interfere with everyday expenses. The penalties of removing money that’s invested early can put any investor back at square one (or even worse further from obtaining their financial goals).
Investing, unless a company goes public (offered shares of ownership) or some catastrophic amount of money is poured into the business, your money will take time to grow. The time it takes for an investment to fully blossom (the amount that you eventually want to obtain) can be a zig zag road, going left, right, up and down. Don’t let this winding road scare you away! This path can be a great indicator of what the future has in store for those investments.
There are many ways to make money grow through investments, government issued bonds, and company issued bonds, ownership stock, real estate and small business. These are just to name a few but from experience; money (and a lot of it) is here for the making and taking! In later posts we will break down each investment so that you are fully aware and know which will be beneficiary or detrimental to your own goals.
thousands of beautiful blogs, 50 nominees, 7 categories,
Visual Art Piece
may I have the envelope please......"
18 days - the countdown is on..... The 2013 Thepublicblogger Awards
***the season-ending show***
Book Review → Evadere by Sara V. Zook: Strange in Skin Trilogy
Evadere by Sara V. Zook published December 18, 2012 by Imagine Press
When Anna becomes separated from Emry, she has no other choice but to explore the foreign world of Evadere on her own. She soon discovers that it is tainted from a stirring turmoil among the people.
By Brian Cullen
» More columns
Hey gang, quick public service announcement: TATTOOS ARE PERMANENT. And as a reminder, you can sort of erase tattoos, but it involves voluntarily getting shot with a laser – something many of us spend most of our waking hours avoiding. It’s bad news bears.
Now, I get that everyone “knows” this, but I’m starting to have serious, serious doubts as to whether or not anyone…
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The art and heart of life, technology, and current events. |Welcome to a new friend: Matthew Alan Bennett
In addition to being a musician, songwriter, teacher, writer, and a magician, I have also been an armored car driver, paranormal investigator, website designer, civilian defense contractor, investigative reporter, stand-up comedian, youth counselor, TV cameraman, small engine mechanic, voiceover artist, sound engineer, and about 30 other things.
As you can see from my list of career moves, I like to shake up my life and keep things interesting. I am doing the same thing with this website. This is my outlet for posting whatever I need to post.
Some more “about me” stuff:
I am not a republican or a democrat or a libertarian. I spend a lot of time thinking through every issue, and I try not to let the media or the current sentiment of the culture define how I feel about these issues. I also spend a lot of time trying to convince others to do the same.
I’ll never end up with a college degree, because I study what I want to study. One month I will take a class in quantum physics, next month it’ll be economics, closely followed by psychology. Education, for the purpose of education itself, is the best way for me to spend my money. When I see people with degrees who are clueless about how life works, it validates my personal educational philosophy. I’m not going to let a degree define me.
I am primarily a musician, at least as far as “getting a paycheck” goes. I am also a magician, performing stand-up shows and close-up magic. I have been on the stage in one capacity or another nearly every week for the last 20 years. It is my second home, no matter where that stage may be located.
I also write short stories, mostly in the horror genre, although sometimes I end up getting all sci-fi on paper – accidentally, of course. Like many, many other writers I am “working on a novel”. I was an investigative reporter at one point, for the Capital News in Corydon, Indiana. I thought this would be my career path, but the business closed, and my life took a different turn.
I designed my first website in 1998, and have been trying to keep up with that for last 15 years. I really like net/tech stuff.
So, there you go. Music, magic, writing, tech stuff, hopefully the mix will go at least a little way towards explaining the widespread nature of the blog. Enjoy!
following the course of the Wagon Wheel (which is currently the only song in iTunes on my phone) – passing through Johnson City and Cumberland Gap. We stopped in Nashville, Memphis, and New Orleans before we landed on a beach in Corpus Christie, TX. On the way from the Gulf to Dallas, I specifically wanted to visit Luckenbach, mostly because of the song that I have known since childhood.
We had a drink at the bar, and heard some live music outside – which turned out to be a “guitar circle”, so anyone could play. Since nobody was playing except for the guys running it, we decided it would be really cool to play there. We stayed a couple hours and had a lot of fun, but I’m mostly excited about having that experience under my belt. I just wish they had a piano!
Covered in Beer by Thomas Cochran.
Just another idiot on the Internet…Great.
Last week, I came across an editorial in Charleston’s Post and Courier written by Harrison Russin, a Duke University “Musicology” grad student, explaining why classical music is still valuable and deserves our support. (I am linking to its appearance in the Atlanta Journal-Constitution because the P&C makes you pay to view its content. Ha.) I don’t spend many sleepless nights worrying about this subject but I am tired of these self-serving people begging us to support music we no longer like. There is a reason the music and the institutions associated with it are dying; it’s way past time that we let them go.
Russin says he was compelled to write after watching the recent Country Music Awards when he realized how many more millions of fans country music has than classical. Yes…well? I understand his disheartening realization because he has spent lots of time and money studying this music and presumably hopes to pursue a career in it. While wanting to “save” it is honorable, I’m afraid his efforts are feckless at best. The Classical genre has been on a banana peel skid towards the grave for years. Opera houses and symphonies constantly run over-budget, musicians go on strike, taxpayers tire of footing its bills and most importantly people aren’t attending the concerts. Tim McGraw isn’t begging for bailouts.
This problem is a local one for me, and I bet if you did some digging, you’d find it is one for you as well. The City of Charleston began a giant rebuilding of the city’s auditorium a year ago. Taxpayers like me are on the hook for $71 million worth of the project’s costs. Now, you can talk to me about economic impact and how it’s good for the city and important for the children etc., but I don’t want to hear it. Anytime people talk about how things are “important for our children’s future” are full of it and can only play on our heartstrings to prove a point. This city floods anytime someone leaves a garden hose on but we need a new auditorium? One in which promotes art that the majority of the city’s population couldn’t give a crap about? What a great example of phony-baloney elites promoting their own interests with my tax money because “I just don’t know what’s good for me.”
For More Click on Let Classical Music Die Already | Covered in Beer.
Charleston, South Carolina is my home and I love living here. Recently, Charleston has gained a lot of national exposure for good reason. It has a lot of wonderful characteristics and features; and they have been covered and covered and covered by blogs, TV shows, travel websites, cooking magazines and TMZ every time Oprah comes here to shop. My purpose is not to counter those arguments because I agree with them. But here are a few things I hate about Charleston.
1. Palmetto Bugs
Have you ever heard the phrase, “lipstick on a pig”? Well, this is putting a nice hat on a roach. According to the Orkin Man, there is no entomological difference between an American cockroach and a “palmetto bug.” But proud Charlestonians don’t want to admit that the city is teaming with roaches, so they changed the name to something charming. Frankly, a more apt description of a palmetto bug for me would be the guys hocking those palm frond roses everywhere you turn.
2. Bad Food
Huh? Yeah. Charleston is home to some of the best restaurants in the country. But there are a lot of restaurants that slide by on those coattails. Here is a simple test to tell if you’re in a bad restaurant or not: ask them where they get their shrimp. If the waiter doesn’t know, then it is imported frozen crap; run for your life. I don’t need to know what dock it came off of but at least fool me into thinking it’s local. If they don’t do that they aren’t trying. And, if you find yourself waiting in a huge line on Meeting St. to get into a place serving fried seafood, you’re better off licking the gum stuck to the lamp poles around town.
3. The song “Wagon Wheel”
First of all, quit pretending the “Carolina” reference in the song is about SC. It’s about North Carolina, and not the good part of that state, either. It’s about Raleigh. I guess I’ll forgive Darius Rucker, but please, bands, stop covering this song. Bob Dylan wrote most of it and hated it. He never recorded it except for a demo, which of course some turd found and released. Yeah, that’s right, your hero hates that song and so should you. Look it up.
Gatsby’s Abandoned Children | I’m Jeremiah Walton. I’m 18 years old, traveling cross country, and write poetry for Gatsby’s Abandoned Children.
I’m Jeremiah Walton. I’m 18 years old, traveling cross country, and write poetry for Gatsby’s Abandoned Children.
I’m currently traveling cross country distributing my publications, and hitting every open mic and slam I can find. I’m attempting to broaden and promote the poetic community to those who don’t necessarily appreciate / care for poetry. Through doing this, I hope to promote creativity and creating for Self.
Busking is my primary form of income during my travels, and you may find me on a street corner screaming obscenities and visuals.
I was born Febuary 12, 1995. I began writing poetry when I was in 7th grade, but I called them “lyrics” because I was young, even more so naive, and fell into social pressure severely. I victimized myself in scenarios I had absolutely no understanding off, and wrote Blink 182 knock offs.
I ditched calling my writing lyrics my Freshman year. I was open about the fact I wrote poetry, and basically gave everyone who laughed the middle finger. Sophomore year I became enveloped in writing poetry, and began participating in the local poetic community. Junior year I founded Nostrovia! Poetry, and started hitting slams and open mics frequently.
My Senior year, having a better grasp of publishing, marketing, and social media management, I founded Walking Is Still Honest Press and joined UndergroundBooks, representing them and Nostrovia! Poetry at the 2013 NYC Poetry Festival.
The Traveling Poet is another publishing project I manage. The Traveling Poet accepts submissions from poets ages 12-25 in order to show that it only takes the right amount of effort to obtain publication, but takes bashing your skull into the brick wall of the collective voice again and again in order to be heard.
I try to fight indifference without succumbing to my own.
I try to write what I know, though I would love to write an advertisement for the sky.
If not poetry, create something else for yourself. Go skateboarding. Write graffiti. Write short stories. Paint. Do something that no one else benefits from directly.
It's fair to say that nobody in the world does a Christmas market likes the Germans. Frankfurt is by far and away one of the oldest and most popular markets in the great country, and having once been whipped up in the magic of their festive season, I couldn't pass up the opportunity to return once again. And I was not disappointed.
the voice of a seashell
speaks of dimensions
unknown to the creatures
breathing the sea
tells existence the truth
of its singular fiction
reveals in its whoosh
soft metonymic echoes
of other realities
other selves living out
other days each unaware
of the other mistakes
other seashells hold
ready for curious ears
of inquisitive minds
A good friend of mine got really mad at me the other day.
She was venting to me about how terribly bored she is these days, and I kind of told her it was her own fault.
I'm not a mean person, I promise. I just thought it was important to tell her the truth.
Because my friend is basically a hermit.
UPDATED: “That whole financial impropriety thing was complete bullshit,” a Fox News insider tells Gawker. But an attorney representing Fox News says “Gawker and others are substantially and materially wrong in every aspect.”
Brian Lewis, a former top executive at Fox News Channel, reportedly has been paid $8 million in severance after his firing in July.our editor recommends
Lewis was hired by Fox News chief Roger Ailes before the network launched 17 years ago, and he worked his way up to executive vp and a spokesman for Ailes. However, as The Hollywood Reporter reported exclusively four months ago, Lewis was let go for “financial irregularities” as well as “multiple, material and significant breaches of his employment contract.”
Since that report, rumors have swirled that Lewis also was suspected of helping Gabe Sherman a little bit too much with his upcoming, unauthorized biography of Ailes, which is expected to be an unflattering look at both Ailes and Fox News.
On Monday, Gawker said that the $8 million Fox News paid to Lewis was “hush money,” since Lewis’ attorney had previously said that News Corp., the former parent of Fox News, had “a lot more to fear from Brian Lewis telling the truth about them than Brian Lewis has to fear from Roger Ailes and his toadies telling lies about Brian Lewis.”
Gawker said the $8 million figure came from an insider who spoke on the condition of anonymity. The insider said that the upcoming Sherman book divided Fox News into two public-relations camps: Camp 1 advocated radio silence and Camp 2, led by Lewis, advocated engaging with Sherman.
“The day the first camp won Roger over was the day Brian became an enormous liability,” the insider said.
“That whole financial impropriety thing was complete bullshit,” the insider said. “Everything was about Gabe Sherman.”
Early Tuesday, Barry Asen, an attorney representing Fox News said: “It’s been known for some time that a separation agreement existed between Fox News and Brian Lewis. However, the financial terms of that agreement and the stories surrounding it as reported by Gawker and others are substantially and materially wrong in every aspect.”
Meanwhile, the progressive watchdog group Media Matters for America, which often attacks Fox News for allegedly slanting news to make the political left look bad, was touting both the Gawker story and Sherman’s book on Monday.
“As suspected, the network was reportedly livid about Sherman’s upcoming book, The Loudest Voice in the Room: How Roger Ailes and Fox News Remade American Politics, which has driven a wedge in the network’s public relations team,” Media Matters said on its website Monday. “Fox News has been heavily invested in attacking Sherman for well over a year in an apparent attempt to discredit his book ahead of its publication in January.”
A Short Story From Bestselling Author Bruce Bennett
The following is a short story from the pen of Bruce Bennett. Bruce is one of the foremost American writers of the moment. He has released two novels– both bestsellers–entitled “Digital Air” and “Wisemen.” If you enjoy this great short, don’t forget to pick up the novels!
“If you don’t believe in my invention, then why are you here?”
It was a fair question. I had heard about this incredible mad scientist who locked himself in a vacant airplane hangar at the abandoned Transwestern Pipeline Company Field in Ganado, AZ. As a reporter for the National Telegrapher, the nation’s leading newspaper of the unusual, I thought there might be a good story waiting. More than likely, I would meet another crackpot who made my job of creating “stories” that kept American buying the rag of the checkout racks at all major box stores easy. If there wasn’t an article waiting, I would simply scramble around the truth with some fiction and write a gripping article that would keep the cretins coming back.
I had taken Southwest’s Flight 1611 to Phoenix and rented a car at the airport. With the accompanying Garmin, I trekked northeast to seek out the headquarters of Dr. John Focarazzo. With a Ph.D. from MIT and numerous degrees from schools in the United States and Europe, he had been a rising star in the scientific community. Focarazzo published multitudes of articles on magnetism and its effect on bending particle trajectories in large colliders. His article, Einstein was 1/trillionth of a Second Wrong, brought accolades and scoffs from his colleagues.
Whatever the science behind his creations, a friend at the University of Arizona tipped me on the crazy inventor. Like those rumors of what’s out in the desert at Roswell, small stories began to gain momentum about this hermit of Ganado. Locals had reported seeing the professor tooling around the desert roads, shirtless, beer bottle in hand, in his old, open Jeep he kept out at the airfield. Focarazzo was not your average genius. He was the spooky kind that was always on the verge of blowing up the planet with some out-of-control experiment.
“Doctor, I really just need to ask you a few questions about this thing, what are you calling it?”
Meet Our Curiosity Luminaries
This year’s Curiosity Luminaries represent fields as diverse as theoretical and mathematical physics, international security, nanotechnology, holistic medicine, Alzheimer’s disease research, and cutting-edge technological innovation. They have won some of the most prestigious awards in science, humanitarianism, medicine, and innovation, continuing to push the boundaries of their respective fields. In May and July 2014, our two Curiosity Retreats will offer participants the incomparable opportunity to hear from and interact with our Curiosity Luminaries in person as they explore some of the most important issues of our time in the areas of science, technology, civilization and the human spirit.
My goal with this blog is to offend everyone in the world at least once with my words… so no one has a reason to have a heightened sense of themselves. We are all ignorant, we are all found wanting, we are all bad people sometimes.
I posted about the Grinchiness of people at this time of year over on my personal blog a few days ago, but I fear I’m not finished with the subject.
With the stress of the holidays, it seems everywhere you go people are forgetting to slow down, have patience, hold doors open or even notice that they aren’t the only ones around. People working in the service industry are gifted with unprecedented abuse by consumers who can’t find what they’re looking for, shoppers are bustled and bullied and almost run over in parking lots. It’s the most dangerous time of the year!
But I didn’t want this post to be one big complaint. I’d rather focus on what we can do.
I was prompted to continue on my train of thought about the holidays by two different, yet connected events. First, a lovely, insightful comment from my post of two days ago, by fellow Canadian and WordPress blogger Adrian B. ( http://adicanada.wordpress.com/ check out his site, you won’t be disappointed). With his permission, I copied his words here:
“Some people are decorating only outside for the holidays and leaving the inside filled with daily problems. We can only try to change them with more joyful spirit.”
It’s so true, isn’t it? Not only do we decorate our homes, we decorate ourselves outwardly with words like, “Happy Holidays,” and yet what many of us feel inside is stress. While we may speak pretty words, we need to think about our actions towards our fellow man.
It was an incident with my Autistic son, Chris, that really brought it all home for me. His school took him, with his classmates, to the local mall yesterday to see Santa. He had his picture taken, sitting in the jolly old fellow’s chair with Santa standing behind. – my son is 18 years old and almost 6 feet tall. Chris and I had a conversation this morning that all but broke my heart. It went like this:
Chris: Did you see my picture with Santa?
Chris: Did Santa look disappointed in me?
Me: No, not at all.
Chris: Because the elves were laughing at me.
Me: That wasn’t very nice.
Chris: Yeah, just like in 2002. But I’m a good boy this year.
Holiday spirit, eh?
I know we don’t all celebrate the holidays in the same way. It’s not the point. The point is we all have to go out this time of year, even if it’s only to buy food, and we all encounter people who are in a rush, and who are so self-concentrated that they can’t bother to see that there are other human beings around them with their own stresses, their own problems, their own feelings and their own wants and needs.
The point is that we’re all human, no matter what our beliefs or disabilities. So next time someone jostles you, or is impolite, don’t repay it in kind. Smile. Be nice. Let your outward decorations be reflected by your inner spirit.
Be the Grinch from the end of the movie, and not the beginning.
To see my original post on the subject, go to my site: http://lindaghill.wordpress.com/2013/12/08/eddd-8-tis-the-season/ and make sure you read the comments. Some of them are pretty hilarious.
Thanks for reading.
The sound of thousands of footsteps
With each footstep more dust gets kicked up
As they all enter the town
Leaving a trail to remember
The Fussy LibrarianPosted on December 11, 2013
On Saturday, the 14th, Catskinner’s Book will be featured in an e-mail from The Fussy Librarian. As it happens, it will still be on sale that day, which I hadn’t planned, it just happened that way.
The Fussy Librarian is a site that I really recommend, and not just because it’s going to be featuring my book. It lets you sign up for daily e-mails by genre and also lets you specify what ratings, in terms of sex and violence and foul language, you are comfortable with. So far as I know, that’s a unique feature in recommendation sites. I personally have bought several e-books based on Fussy Librarian recommendations. (I can’t say I’ve read them all, since I have a huge backlog of books that I need to get around to…)
It’s a very easy site to navigate for both readers and authors, and all I have gotten from them is what I asked for–they don’t spam. Check it out.
Hello. I have decided to do a thing. A thing where I give you my iPod playlist each month. I am calling this Playlist Pandemonium. I am an admitted music addict and am always on the prowl (like a cat) for new songs/artists.
Warning: I listen to hippie, indie music, and if you are into that kind of thing too, then I think we can probably be best friends. And if your favorite band is Death Cab for Cutie too then we might just need to be best friends. If you are not into hippie, indie music, then I suggest you not read my Playlist Pandemonium posts, because there will undoubtedly be copious amounts of ranting on the subject.
Anyways, I am very much open to music suggestions, so how about we strike a deal: I post my playlist each month, and you, lovely Reader, comment below some songs that are on your playlist that month. I think that sounds good, don’t you? It will be like one, big music-sharing fiesta.
Okey. Here is my playlist for November which I have entitled Nostalgic November (yes, I do give my playlists alliterative titles).
Lately, I have been obsessed with a fabulous, indie band I found called Stars. I love pretty much all their songs, (which is rare for me) but this month I have especially been adoring Calendar Girl and Heart. You just gotta trust me and listen to them. I do not use the word fabulous lightly.
I am unhealthily addicted to Lorde’s new album, (if you only listen to Royals by her then you are missing out) and I have especially been enjoying Tennis Court.
Also of note this month is the song Lua by Bright Eyes. I adooore Bright Eyes, and this song is one of my all time favorites of theirs. Although the story is haunting and very sad, there is something about it that is calming and beautiful to listen to. I’ll never get sick of it.
And I had to add Boston by Augustana, because I was listening to it the other day, and realized the story is kind of really accurate to my life. It is about a guy who is in love with a girl, and they both live in California. The girl, however, is depressed and needs a change of environment, so she decides to move to Boston. For those of you who did not know, I used to live in California, but then I decided I wanted to go to school in France, so I caught a flight out of Boston in August and now here I am. I needed a change of environment, like the girl (also who doesn’t want to live in the fashion capital of the world?). Ok, so minus the whole depression/having a boy in love with me thing I am the girl in the song. Don’t fight me on this one.
XO, The Girl in the Little Black Dress
FORTUNE — I missed this legal curio when it was filed back in Sept. 2012 by an amicus curiae (friend of the court) in the case of U.S.A. v. Apple et al. But it caught the eye of both the New York Times‘ Media Decoder blog and the legal website Above the Law, and it was rediscovered this week by one of the regulars at Investor Village’s AAPL Sanity board.
The attached page is one of five submitted by Bob Kohn, the chairman of a company called Royalty Share and a fierce critic of the Department of Justice’s proposed settlement of the e-book antitrust case. Finding it difficult to cut his 93-page argument to the five page limit imposed by the court, he hit on the idea of letting pictures paint 5,000 words.
This is old news. Kohn filed his graphic brief before all the publishers had settled and nine months before Apple took it to the bench trial that it lost in a Manhattan federal court last July.
But the timing of its rediscovery is fortuitous. Apple’s appeal of that ruling is getting closer and the magistrate who made it — U.S. District Court Judge Denise Cote — was back in the news this week when the Wall Street Journal called for her removal from the case.
I’ve copied the rest of the pages below the fold. Anyone familiar with the story of Apple (AAPL) and Amazon (AMZN) and the beleaguered book publishers will recognize the arguments. The underlying legal issues haven’t changedI